Federal health plan premiums, year over year
FedPlanDB tracks every FEHB, PSHB and FEDVIP plan option published by OPM and charts how its premium has changed since 2012 — the enrollee share, the government share and the total — the way SteamDB tracks game prices. Click any plan to see its full price history.
520
plan options tracked
2012–2027
plan years covered
FEHB Federal Employees Health Benefits Program
Health plans for federal employees, annuitants and their families. Premium history 2012–2027.
408 plan options · 118 offered in 2027
PSHB Postal Service Health Benefits Program
Health plans for USPS employees and annuitants, which replaced FEHB coverage for postal workers starting in 2025.
79 plan options · 73 offered in 2027
FEDVIP Federal Employees Dental and Vision Insurance Program
Supplemental dental and vision plans. Premiums are paid entirely by the enrollee.
33 plan options · 31 offered in 2027
Enrollment typeChanges the four premium tables below · biweekly employee share · 2026 vs 2027
Biggest premium increases for 2027
Self Only · biweekly · employee share| Plan | 2026 | 2027 | Change | |
|---|---|---|---|---|
| MHBPMHBP Standard Option Standard Option | FEHB | $93.89 | $153.11 | +63.1% |
| INC.CAREFIRST BLUECHOICE, INC. Blue Value Plus | PSHB | $99.26 | $158.24 | +59.4% |
| MHBPMHBP MHBP Standard Option | PSHB | $92.09 | $137.78 | +49.6% |
| FORForeign Service Benefit Plan High Option | FEHB | $100.36 | $143.75 | +43.2% |
| BSWBaylor Scott & White Health Plan Standard | FEHB | $108.46 | $149.79 | +38.1% |
| APWUAPWU Health Plan High Option | FEHB | $140.16 | $191.92 | +36.9% |
| SAMBSAMBA High | FEHB | $226.09 | $308.98 | +36.7% |
| APWUAPWU Health Plan High Option | PSHB | $107.15 | $142.97 | +33.4% |
| GEHAG.E.H.A Indemnity Benefit Plan Elevate Plus Option | FEHB | $205.13 | $262.63 | +28.0% |
| AOAAetna Open Access Basic Option | FEHB | $106.85 | $132.65 | +24.1% |
Biggest premium decreases for 2027
Self Only · biweekly · employee share| Plan | 2026 | 2027 | Change | |
|---|---|---|---|---|
| M.D.M.D. IPA High Option | FEHB | $217.62 | $116.62 | -46.4% |
| GEIGeisinger Health Plan Basic | FEHB | $215.42 | $127.50 | -40.8% |
| GEIGeisinger Health Plan Standard | FEHB | $242.16 | $147.67 | -39.0% |
| TAKTakeCare Insurance Company, Inc. HDHP Option | PSHB | $15.52 | $11.72 | -24.5% |
| ALLHealth Alliance Plan High Option | FEHB | $262.29 | $204.43 | -22.1% |
| CDHPAetna: CDHP and Value Aetna Value Plan | PSHB | $394.95 | $315.28 | -20.2% |
| CDHPAetna: CDHP and Value Aetna Value Plan | PSHB | $401.68 | $334.90 | -16.6% |
| PCAPanama Canal Area Benefit Plan FFS Plan with a POS Option | FEHB | $305.58 | $256.25 | -16.1% |
| TAKTakeCare Insurance Company, Inc. Standard Option | PSHB | $46.85 | $39.35 | -16.0% |
| GEHAGEHA Benefit Plan High Option | FEHB | $195.29 | $168.01 | -14.0% |
Cheapest nationwide FEHB plans, 2027
Self Only · biweekly · employee share| Plan | Type | Self Only | vs 2026 |
|---|---|---|---|
| CRCompass Rose Health Plan Standard Option | Traditional | $69.04 | +12.0% |
| BCBSBlue Cross and Blue Shield Service Benefit Plan FEP Blue Focus FEP Blue Focus | Traditional | $74.16 | +11.0% |
| GEHAG.E.H.A Indemnity Benefit Plan Elevate Option | Traditional | $77.92 | 0.0% |
| GEHAGEHA Benefit Plan HDHP | HDHP | $81.62 | 0.0% |
| GEHAGEHA Benefit Plan Standard Option | Traditional | $86.75 | 0.0% |
| APWUAPWU Health Plan Consumer Driven Option | CDHP | $102.63 | +2.0% |
| SAMBSAMBA Standard | Traditional | $135.87 | +10.6% |
| FORForeign Service Benefit Plan High Option | Traditional | $143.75 | +43.2% |
| BCBSBlue Cross and Blue Shield Service Benefit Plan Basic Option Basic Option | Traditional | $145.46 | +8.7% |
| CRCompass Rose Health Plan High Option | Traditional | $149.97 | +7.1% |
| MHBPMHBP Standard Option Standard Option | Traditional | $153.11 | +63.1% |
| GEHAGEHA Benefit Plan High Option | Traditional | $168.01 | -14.0% |
Most expensive nationwide FEHB plans, 2027
Self Only · biweekly · employee share| Plan | Type | Self Only | vs 2026 |
|---|---|---|---|
| SAMBSAMBA High | Traditional | $308.98 | +36.7% |
| GEHAG.E.H.A Indemnity Benefit Plan Elevate Plus Option | Traditional | $262.63 | +28.0% |
| PCAPanama Canal Area Benefit Plan FFS Plan with a POS Option | Traditional | $256.25 | -16.1% |
| BCBSBlue Cross and Blue Shield Service Benefit Plan Standard Option Standard Option | Traditional | $204.65 | +8.7% |
| APWUAPWU Health Plan High Option | Traditional | $191.92 | +36.9% |
| GEHAGEHA Benefit Plan High Option | Traditional | $168.01 | -14.0% |
| MHBPMHBP Standard Option Standard Option | Traditional | $153.11 | +63.1% |
| CRCompass Rose Health Plan High Option | Traditional | $149.97 | +7.1% |
| BCBSBlue Cross and Blue Shield Service Benefit Plan Basic Option Basic Option | Traditional | $145.46 | +8.7% |
| FORForeign Service Benefit Plan High Option | Traditional | $143.75 | +43.2% |
| SAMBSAMBA Standard | Traditional | $135.87 | +10.6% |
| APWUAPWU Health Plan Consumer Driven Option | CDHP | $102.63 | +2.0% |
New plan options for 2027
2 plan options| Plan | Carrier | Self Only | |
|---|---|---|---|
| SHASharp Health Plan Basic Option | FEHB | Sharp Health Plan | $67.15 |
| KPFKaiser Permanente - Fresno California Prosper | PSHB | Kaiser Permanente - Fresno California | $74.45 |
Not offered after 2026
18 plan options| Plan | Carrier | Self Only | |
|---|---|---|---|
| BNMBlue Care Network of Michigan High Option | FEHB | Bluecare Network of Michigan | $249.57 |
| NCNHealth Net of California High Option | FEHB | Health Net of California (Northern Region) | $588.80 |
| NCSHealth Net of California Basic Option | FEHB | Health Net of California (Southern Region) | $79.71 |
| NCSHealth Net of California High Option | FEHB | Health Net of California (Southern Region) | $368.72 |
| NCSHealth Net of California Standard Option | FEHB | Health Net of California (Southern Region) | $192.11 |
| IAIndependent Health Association HDHP | FEHB | Independent Health Assoc | $105.18 |
| IAIndependent Health Association Standard Option | FEHB | Independent Health Assoc | $164.34 |
| MHBPMHBP Consumer Option Consumer Option | FEHB | MHBP | $95.99 |
| MHBPMHBP Value Plan Value Option | FEHB | MHBP | $67.80 |
| AUnitedHealthcare Insurance Company, Inc. HDHP | FEHB | UnitedHealthcare Insurance Company, Inc. (A HDHP with a Health Savings Account (HSA)) | $100.32 |
| AUnitedHealthcare Insurance Company, Inc. HDHP | FEHB | UnitedHealthcare Insurance Company, Inc. (A HDHP with a Health Savings Account (HSA)) | $108.46 |
| UCPUnitedHealthcare Insurance Company, Inc. Choice Plus Advanced | FEHB | UnitedHealthcare Insurance Company, Inc. Choice Plus Primary East | $103.17 |
| 6 more… see the program lists with “Show discontinued” enabled. | |||