CR

Compass Rose Health Plan — High Option

FEHB Offered in 2027|Compass Rose Health Plan|Traditional|PPO

Premium

biweekly · employee pays
Self Only
$149.97biweekly · employee pays
vs 2026+$9.91 +7.1%
Lowest$71.34 (2013)
Highest$149.97 (2027)
Since 2013+110.2%
Self Plus One
$336.89biweekly · employee pays
vs 2026+$25.45 +8.2%
Lowest$180.25 (2016)
Highest$336.89 (2027)
Since 2016+86.9%
Self & Family
$361.03biweekly · employee pays
vs 2026+$23.46 +6.9%
Lowest$177.78 (2013)
Highest$361.03 (2027)
Since 2013+103.1%

Premium history

Share
Period
Rate type

Year by year

follows the chart's share, period and rate-type selection
YearSelf OnlyΔSelf Plus OneΔSelf & FamilyΔListed as

Changelog

  • 2012
    Tracked since 2012
    Earliest plan year in the data set.
  • 2016
    Self Plus One enrollment added
    OPM introduced the Self Plus One enrollment type government-wide in 2016.
  • 2023
    Largest decrease: -7.4%
    Self Only employee share went from $106.16 to $98.32.
  • 2025
    Largest increase: +19.1%
    Self Only employee share went from $104.52 to $124.48.

Full rate schedule

Plan year

In-network

2027 plan benefits file
Self OnlySelf Plus OneSelf & Family
Annual deductible$350$700$700
Medical account contributionNot applicableNot applicableNot applicable
Net deductible$350$700$700
Annual out-of-pocket maximum$6,000$12,000$12,000
  • Type of accountNot Applicable
  • Medicare Part D EGWP Prescription Drug Out-of-Pocket Maximum per enrollee$2,400
  • Total Annual Part B Premium Reimbursement Amount Per Enrollee (MAPD)$1,500
  • Tier 0$0 Copayment
  • Tier 1$5 Copayment
  • Tier 2$75 Copayment
  • Tier 340% Coinsurance
  • Tier 4$999 Copayment
  • Tier 5$999 Copayment
  • Tier 6$999 Copayment
  • Mail Order PharmacyYes
  • Deductible waiver (with Medicare Part A as Primary)Deductible waived
  • Deductible waiver (with Medicare Part B as Primary)Deductible waived
  • Deductible Waiver with Parts A & BDeductible waived
  • Out-of-Pocket Maximum with Parts A & B$0
  • Primary Care Physician Office Visit with Medicare A & B PrimaryMember Pays Nothing
  • Specialty Physician Office Visit with Parts A & BMember Pays Nothing
  • Inpatient Hospital Services with Parts A & BMember Pays Nothing
  • Outpatient Hospital Services with Part A10% Coinsurance
  • Outpatient physician services (with Medicare Part B as Primary)Member Pays Nothing
  • Part B Premium Reimbursement with Parts A & BNo
  • Requirement for Part B ReimbursementNot applicable
  • Deductible Waiver with Part CDeductible waived
  • Out-of-Pocket Maximum with Part C$0
  • Primary Care Physician Office Visit with Medicare Advantage (Part C) PrimaryMember Pays Nothing
  • Specialty Physician Office Visit with Part CMember Pays Nothing
  • Inpatient Hospital Services with Part CMember Pays Nothing
  • Outpatient Hospital Services with Part CMember Pays Nothing
  • Outpatient physician services (with Medicare Advantage Part C as Primary)Member Pays Nothing
  • Part B Premium Reimbursement with Part C$1,500
  • Preventive CareMember Pays Nothing
  • Primary Care Office Visit$15 Copayment
  • Specialist Office Visit$30 Copayment
  • Emergency Care10% Coinsurance
  • Urgent Care$35 Copayment
  • Doctor Costs for Inpatient Surgery10% Coinsurance
  • Hospital Inpatient Cost Per Admission$200 Copayment
  • Hospital Room CostsMember Pays Nothing
  • Other Inpatient Hospital CostsMember Pays Nothing
  • Doctor Costs for Outpatient Surgery10% Coinsurance
  • Other Outpatient Surgery Costs10% Coinsurance
  • Diagnostic Tests or Procedures (e.g., Blood Tests, X-rays, Urinalysis, Ultrasounds)10% Coinsurance
  • Diagnostic Tests or Procedures (e.g., CT scans, MRIs, PET Scans)10% Coinsurance
  • Enhanced Lab NetworkMember Pays Nothing
  • Applied Behavioral Analysis (ABA)10% Coinsurance
  • Chiropractic$15 Copayment
  • Occupational Therapy$15 Copayment
  • Physical Therapy$15 Copayment
  • Speech Therapy$15 Copayment
  • Professional Services (Mental Health and Substance Use Disorder)$15 Copayment
  • Inpatient Hospital (Mental Health and Substance Use Disorder Services)$200 Copayment
  • Outpatient Hospital (Mental Health and Substance Use Disorder Services)10% Coinsurance
  • Diagnosis and Treatment (Infertility Services)10% Coinsurance
  • Fertility Preservation Procedures (e.g., iatrogenic infertility) (Infertility Services)10% Coinsurance
  • Artificial Insemination Services (e.g. ICI, IVI, IUI)10% Coinsurance
  • Assisted Reproductive Technology (ART) (e.g., IVF, GIFT, ZIFT) (Infertility Services)Member Pays All Charges
  • Surgical Procedures10% Coinsurance
  • Reconstructive Surgery10% Coinsurance
  • Hearing ServicesMember Pays Nothing
  • Hearing Aids (external)Covered
  • Prenatal Care, Screening for Gestational Diabetes, Delivery, and Postpartum Care (Maternity Care)Member Pays Nothing
  • Hospital Stay--Vaginal Birth, Cesarean Birth (Maternity Care)Member Pays Nothing
  • Hospice Care10% Coinsurance
  • Home Health Services (Skilled Nursing Care)10% Coinsurance
  • Durable Medical Equipment10% Coinsurance
  • Outpatient Rehabilitation (Skilled Nursing Care Facility)10% Coinsurance
  • Diabetes Education$15 Copayment
  • Nutritional Counseling$15 Copayment
  • Routine Dental Exams and Cleaning for AdultsCovered
  • Routine Dental Exams and Cleaning for ChildrenCovered
  • Routine Eye ExamsNot Covered
  • Eye Exams for Medical Condition or Non-Surgical TreatmentCovered
  • EyeglassesNot Covered
  • Contact LensesNot Covered
  • Acupuncture$15 Copayment
  • Chronic Disease Management: Heart DiseaseCovered
  • Chronic Disease Management: ObesityCovered
  • Chronic Disease Management: HypertensionCovered
  • Chronic Disease Management: AsthmaCovered

Out-of-network

2027 plan benefits file
Self OnlySelf Plus OneSelf & Family
Annual deductible$400$800$800
Medical account contributionNot applicableNot applicableNot applicable
Net deductible$400$800$800
Annual out-of-pocket maximum$8,000$16,000$16,000
  • Type of accountNot Applicable
  • Tier 0$999 Copayment
  • Tier 1$999 Copayment
  • Tier 2$999 Copayment
  • Tier 3$999 Copayment
  • Tier 4$999 Copayment
  • Tier 5$999 Copayment
  • Tier 6$999 Copayment
  • Mail Order PharmacyYes
  • Deductible waiver (with Medicare Part A as Primary)Deductible waived
  • Deductible waiver (with Medicare Part B as Primary)Deductible waived
  • Deductible Waiver with Parts A & BDeductible waived
  • Out-of-Pocket Maximum with Parts A & B$0
  • Primary Care Physician Office Visit with Medicare A & B PrimaryMember Pays Nothing
  • Specialty Physician Office Visit with Parts A & BMember Pays Nothing
  • Inpatient Hospital Services with Parts A & BMember Pays Nothing
  • Outpatient Hospital Services with Part A30% Coinsurance
  • Outpatient physician services (with Medicare Part B as Primary)Member Pays Nothing
  • Part B Premium Reimbursement with Parts A & BNo
  • Requirement for Part B ReimbursementNot applicable
  • Deductible Waiver with Part CDeductible waived
  • Out-of-Pocket Maximum with Part C$0
  • Primary Care Physician Office Visit with Medicare Advantage (Part C) PrimaryMember Pays Nothing
  • Specialty Physician Office Visit with Part CMember Pays Nothing
  • Inpatient Hospital Services with Part CMember Pays Nothing
  • Outpatient Hospital Services with Part CMember Pays Nothing
  • Outpatient physician services (with Medicare Advantage Part C as Primary)Member Pays Nothing
  • Part B Premium Reimbursement with Part C$1,500
  • Preventive Care30% Coinsurance
  • Primary Care Office Visit30% Coinsurance
  • Specialist Office Visit30% Coinsurance
  • Emergency Care10% Coinsurance
  • Urgent Care30% Coinsurance
  • Doctor Costs for Inpatient Surgery30% Coinsurance
  • Hospital Inpatient Cost Per Admission$400 Copayment
  • Hospital Room Costs30% Coinsurance
  • Other Inpatient Hospital Costs30% Coinsurance
  • Doctor Costs for Outpatient Surgery30% Coinsurance
  • Other Outpatient Surgery Costs30% Coinsurance
  • Diagnostic Tests or Procedures (e.g., Blood Tests, X-rays, Urinalysis, Ultrasounds)30% Coinsurance
  • Diagnostic Tests or Procedures (e.g., CT scans, MRIs, PET Scans)30% Coinsurance
  • Enhanced Lab Network30% Coinsurance
  • Applied Behavioral Analysis (ABA)30% Coinsurance
  • Chiropractic30% Coinsurance
  • Occupational Therapy30% Coinsurance
  • Physical Therapy30% Coinsurance
  • Speech Therapy30% Coinsurance
  • Professional Services (Mental Health and Substance Use Disorder)30% Coinsurance
  • Inpatient Hospital (Mental Health and Substance Use Disorder Services)$400 Copayment
  • Outpatient Hospital (Mental Health and Substance Use Disorder Services)30% Coinsurance
  • Diagnosis and Treatment (Infertility Services)10% Coinsurance
  • Fertility Preservation Procedures (e.g., iatrogenic infertility) (Infertility Services)10% Coinsurance
  • Artificial Insemination Services (e.g. ICI, IVI, IUI)30% Coinsurance
  • Assisted Reproductive Technology (ART) (e.g., IVF, GIFT, ZIFT) (Infertility Services)Member Pays All Charges
  • Surgical Procedures30% Coinsurance
  • Reconstructive Surgery30% Coinsurance
  • Hearing ServicesMember Pays Nothing
  • Hearing Aids (external)Covered
  • Prenatal Care, Screening for Gestational Diabetes, Delivery, and Postpartum Care (Maternity Care)30% Coinsurance
  • Hospital Stay--Vaginal Birth, Cesarean Birth (Maternity Care)30% Coinsurance
  • Hospice Care30% Coinsurance
  • Home Health Services (Skilled Nursing Care)30% Coinsurance
  • Durable Medical Equipment30% Coinsurance
  • Outpatient Rehabilitation (Skilled Nursing Care Facility)30% Coinsurance
  • Diabetes Education30% Coinsurance
  • Nutritional Counseling$15 Copayment
  • Routine Dental Exams and Cleaning for AdultsCovered
  • Routine Dental Exams and Cleaning for ChildrenCovered
  • Routine Eye ExamsNot Covered
  • Eye Exams for Medical Condition or Non-Surgical TreatmentCovered
  • EyeglassesNot Covered
  • Contact LensesNot Covered
  • Acupuncture30% Coinsurance
  • Chronic Disease Management: Heart DiseaseCovered
  • Chronic Disease Management: ObesityCovered
  • Chronic Disease Management: HypertensionCovered
  • Chronic Disease Management: AsthmaCovered
Offered nationwide.

Service area description

StateDescription
NationwideNationwide

Service area over time

YearStates / areas listed
2027Nationwide
2026Nationwide
2025Nationwide
2024Nationwide
2023Nationwide
2022Nationwide
2021Nationwide
2020Nationwide
2019Nationwide
2018Nationwide
2017Nationwide
2016Nationwide